Cheap Auto Insurance for High-Risk Drivers with Bad Driving Record
Bad Driving Record? Find out how to get a cheap rate with a bad driving record and keep your auto insurance affordable. High-risk drivers will pay more for car insurance. The cost of your premiums will increase and will vary depending on DUI/DWI conviction, tickets, accidents, revoked or suspended license, need SR-22/FR-44 certificate, or other traffic violations.
TABLE OF CONTENTS
- What is High-Risk Auto Insurance?
- How to Get a Cheap Car Insurance With a Bad Driving Record?
- Best Car Insurance For Drivers With Bad Driving Record
- Did a Ticket, Car Accident, or Traffic Violation Raise Insurance Rate?
- 5 Tips How to Save on High-Risk Auto Insurance
- The Best Car Insurance Policies for High-Risk Drivers to Buy
- What Driving Factors Make You a High-Risk Driver?
- What Non-Driving Factors Make You a High-Risk Driver?
- How to Get the Cheapest Car Insurance with a Bad Driving Record?
- Get a Quote and Compare Cheap High-Risk Auto Insurance Quotes.
What is High-Risk Auto Insurance?
If you have a bad driving record, you are considered a "high-risk driver", and you will pay more for auto insurance. Whether it's due to tickets, accidents or DUIs, high-risk drivers face significantly higher insurance rates.
How to Get a Cheap Auto Insurance With a Bad Driving Record?
Get cheap auto insurance for bad drivers with accidents or tickets on their driving record by comparing quotes online. If your insurance carrier raised your rates because of an accident or ticket, you can get a new car insurance quote now and compare the prices. Car insurance companies don’t require a contract and you can change insurance companies almost at any time.
Get a High-Risk Auto Insurance Quote! as Low as $39/month
Best Cheap Car Insurance For Drivers With a Bad Driving Record.
Drivers with perfect driving records get the best insurance rates. But what if you are tagged as "High-Risk Driver". The key to having a good driving record is to be a safe driver. Don't worry, just get a new quote with us and we will give you the best and cheapest car insurance even if you have a poor driving record.
Did a Ticket, Car Accident, or Traffic Violation Raise Your Insurance Rate?
Whether it’s a speeding ticket, car accident, or traffic violation your insurance rates will go up. Every company has its own equations to calculate your rates. Insurance rates will increase from 12 to 80% after a single incident. Some insurers are providing inexpensive coverage to high-risk drivers with accidents and tickets. Others companies offer accident forgiveness. And others will not do business with you if you have multiple violations. All you can do is shop around for cheaper premiums and save. You can get an auto insurance discount and get affordable car insurance for high-risk drivers.
5 Tips How to Save on High-Risk Auto Insurance
- Improve your credit score
- Go car-free for a while
- Take a defensive driving course
- Wait 3 years for your violations to expire
- Compare insurance quotes
The Best Car Insurance Policies for High-Risk Drivers to Buy.
High-risk car insurance is required for some drivers. Both vehicle type and driving history can play a role in determining whether a driver needs high-risk auto insurance. If your driver’s license is suspended, you may need to obtain an auto insurance policy with an SR-22 certification or FR44 before you can have your license reinstated. SR22 insurance is a document that proves you are paying your liability auto insurance. Your car insurance provider files the certificate with the Department of Motor Vehicles. Car Insurance Direct is the #1 Texas insurance specialist for SR22, FR44, tickets, accidents, DUI, moving violations. It is easy to get car insurance with bad records. Get a quote to find the best, and cheapest high risk auto insurance policies at affordable rates.
What Driving Factors Make You a High-Risk Driver?
- At-fault claims
- DUI/DWI conviction
- Reckless driving
- Speeding tickets
What Non-Driving Factors Make You a High-Risk Driver?
- License points
- Bad credit
- Gaps in coverage
- Vehicle type
How to Get the Cheapest Car Insurance with a Bad Driving Record?
Even with a bad driving record or low credit score, you can still get affordable auto insurance from us. The key to having a good driving record is to be a safe driver. Please note that every company has its own equations to calculate the cheapest car insurance for bad driving record. The premium is the cost of your entire 6-month insurance policy. The low down payment car insurance is a percentage of your premium that you must pay upfront to the insurance company. The auto insurance payments are calculated:
(Total Premium - Down Payment) / Number of Months in PeriodEven with a bad driving record or low credit score, you can still get affordable auto insurance from us. There exist many companies that offer the best car insurance with bad driving records. Get a quote and we will apply any possible discounts. Let us compare and shop around for you, so you can save time and money.
An Insurance Carrier Might Consider a Driver To Be High-Risk If the Driver is:
- A new driver.
- Has had a DUI/DWI conviction.
- Has traffic violation on record, especially last 3 years.
- A driver 65+ age.
- Involved in a serious motor vehicle accident.
- Has had a lapse in car insurance coverage.
Get a Quote and Compare Cheap High-Risk Auto Insurance Quotes.
At Insurance Direct we provide auto insurance for high-risk drivers across the state of Texas and Florida. We specialize in non-standard insurance for drivers in Florida and Texas with a bad driving record. Start your high risk car insurance quote now and our licensed agents will try to find you the cheapest car insurance even if you have a bad driving record. Stop overpaying for auto insurance! Compare the lowest rates online and save time and money.
Get a Car Insurance Quote! as Low as $39/month