Blog Posts - News, Tips and Information about Insurance

Drivers in Texas can get a defensive driving certificate on their license by completing an approved course. This can be done either online, in person, or via mail and is accepted by the state of Texas. The Texas Department of Highway Safety and Motor Vehicles hosts a list of physical locations where you can receive defensive driving courses. Look up their official website to find the closest one to you.

An FR-44 is a form that must be filed with the Texas Department of Public Safety when someone has been convicted of certain types of DUI offenses. This form is required to reinstate a driver’s license after the completion of their sentence. It is also used to prove financial responsibility in the event of an accident or other incident involving a vehicle. The FR-44 must be filed by anyone who has been convicted of an alcohol-related offense, including driving while intoxicated (DWI) and driving under the influence (DUI).

If you have a bad driving record, you are considered a high-risk driver, and you will pay more for auto insurance. Whether it's due to tickets, accidents or DUIs, high-risk drivers face significantly higher insurance rates. Get cheap auto insurance for bad drivers with accidents or tickets on their driving record by comparing quotes online. If your insurance carrier raised your rates because of an accident or ticket, you can get a new car insurance quote now and compare the prices. Car insurance companies don’t require a contract and you can change insurance companies almost at any time.

The cost of car insurance in Dallas is affected by several factors. The common ones include the part of Dallas you live in, gender, your credit history, your vehicle, driving records, and how long you take to commute to work. On noting that most of the auto insurance policies offered in Dallas are more expensive than the national average, we decided to check and rectify all the loopholes that contribute to this. Currently, we believe that we offer the cheapest auto insurance in Dallas without compromising quality in any way.